Terms of Use
Effective Date: 19-07-2025
These Terms of Use explain the rules for using our website, Cdratecalculator.us. When you visit or use this site, you agree to follow these terms. If you don’t agree, please don’t use the site.
1. Free to Use for Everyone
You can use our CD calculator for free. You don’t need to create an account, share your email, or log in. The tool works for everyone, and you’re welcome to use it anytime.
2. Personal and Non-Commercial Use Only
Our site is meant for personal, educational, and planning use. You can use the calculator to test CD returns, compare scenarios, or understand how interest works.
But you can’t use our tool or content for commercial use, resell it, copy the code, or host it on another site without our permission.
3. Accuracy and Results
We work hard to make sure the calculator works well and gives correct results. The math is based on the information you enter and common CD formulas.
Still, we can’t promise perfect accuracy. Interest rates, bank terms, and financial rules can change. Always double-check with a bank or advisor before making real money decisions.
4. No Financial Advice
We don’t give financial, investment, or tax advice. The calculator is a tool to help you understand how CD rates might work.
Before you open a real CD account or make a big financial move, talk to a licensed financial advisor or banking professional.
5. Your Responsibility
You are responsible for how you use the site. We are not responsible if you misunderstand the results, enter incorrect numbers, or make decisions based only on this tool.
Use it as a helpful guide, not as the final answer.
6. Respect the Website and Others
Please use our site fairly. Don’t try to break it, spam it, or run bots/scripts that overload the calculator. Don’t use our code or content in ways that harm our website or its visitors.
7. Changes to the Site or Terms
We may update our calculator, improve features, or change the design at any time. We may also update these terms when needed. If we do, we’ll post the new version on this page.
By continuing to use the site, you accept the updated terms.
8. External Links
Sometimes we may include links to other websites, like banks or finance blogs. These sites have their own rules and privacy policies. We’re not responsible for what they do or how they handle your data. You can check our privacy policy here.
9. Site Availability
We try to keep the website up and running all the time, but we can’t guarantee there won’t be downtime, errors, or maintenance breaks. We’re not responsible if the site is unavailable or if you lose access temporarily.
Contact Us
If you have any questions about these terms or the site, feel free to contact us.
📧 cdcalculatorusa@gmail.com
Thanks for using Cdratecalculator.us. We’re glad you’re here.